Terms of Services

**Effective Date: November 13, 2025**

1. Acceptance of Terms

By accessing and using the website **goldenfarewellplans.info**, you agree to be bound by these Terms of Services and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Services Offered (Disclaimer)

**goldenfarewellplans.info** acts as an **independent marketing organization** that connects consumers with licensed insurance agents and companies offering **Final Expense Insurance** (a type of whole life insurance). We do not underwrite, issue, or administer insurance policies. Any quotes provided are estimates based on the information you supply and are subject to final underwriting and approval by the issuing insurance company. The final policy, coverage, and premium are determined solely by the chosen insurer.

3. Consumer Consent

By submitting a quote request, you provide explicit consent for **goldenfarewellplans.info** and its affiliated insurance agents/partners to contact you via telephone (including robocalls and auto-dialed calls), email, or text message, even if your number is on a Do-Not-Call list, regarding your insurance inquiry. Consent is not a condition of purchase.

4. Intellectual Property

All content on this website, including text, graphics, logos, and digital downloads, is the property of **goldenfarewellplans.info** or its content suppliers and is protected by international copyright laws. Unauthorized use of this material is strictly prohibited.

5. Limitations of Liability

In no event shall **goldenfarewellplans.info** or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on **goldenfarewellplans.info**, even if **goldenfarewellplans.info** or a **goldenfarewellplans.info** authorized representative has been notified orally or in writing of the possibility of such damage.

6. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction where **goldenfarewellplans.info** is located (Edmonton, AB, Canada), and you irrevocably submit to the exclusive jurisdiction of the courts in that location.